If you decide to just go out on your own shopping for a vehicle you
may end up disappointed and having an overall bad experience. This
article will guide help you make the process much easier and stress
free.
When first arriving at the dealership you will most likely be greeted
by a sale person. If you are wanting to browse the lot for a minute let
the sales person know that you just want to look around for a minute.
Once you have looked around find your sales person that first approached
you and tell him or her that you would like to get qualified. Get
qualified before you test drive any vehicle, this will save you lots of
time and disappointment.
After your sales person completes your application with you he or she
will take it to the sales manager or F&I department. The finance
department will then run a credit report and fax your information out to
several lending institutions. The lenders will then fax back an approval
or denial letter. If you get say 2 approvals the dealership will
typically go with the one that has the lowest interest rate.
